Free loan tools for real estate investors
Know what a lender is really offering before you sign. Every term read out of your own document, standardized, and compared against the others on one basis.
- Free to use
- No lender pays us — no referral fees, no sponsored placement
- Business-purpose loans: DSCR, fix & flip, bridge, construction
Start where you are
Each step opens the tool you need nextNo offer yet. Find what the market is pricing, and what the rent will actually carry.
Rates & calculators ›Offers in hand. Drop each one in and get every term read out in the same shape.
Add a term sheet ›Weigh them on one basis — rate, fees, prepayment, and the cost over your real hold.
Open comparison ›Take the gaps back to the lender with evidence, then check the docs match the promise.
Build the ask list ›The tools
Five of them, free, no sign-in to look around. Reading is open to everyone; adding a document of your own is the only thing that asks you to sign in.
Term sheets
Drop in a PDF, pasted text, or a forwarded email. Every term comes back in the same shape, each figure quoted from your document — including the ones the lender never addressed.
Open ›
Compare
Put two offers of the same loan type side by side and weigh them on one basis — rate, fees, prepayment, and what each actually costs over the hold you plan.
Open ›
Calculators
DSCR, fix-and-flip returns, all-in cost of capital, and what an extension costs when a deal runs long. Nothing is saved or sent — it runs in your browser.
Open ›
Rates
Treasury curve, mortgage benchmarks and the Fed's own projections — the numbers a lender prices against, in one place, updated daily.
Open ›
Glossary
What each term on a sheet actually means, in plain English, and which ones cost you real money when you skim past them.
Open ›Your offers · 4
Add a sheet ›Why it’s free
Every other place that compares loans is paid by the lenders it ranks. This one isn’t. Nobody pays for placement, there are no referral fees, and no lender sees that you were here. It costs nothing to use because it exists to make the paperwork legible — not to sell you a loan.
Educational only — not financial advice, and not an offer of credit. No real borrower or property appears anywhere in this demo: the example deals are synthetic, and the handful of real documents are published lender program sheets.