Start here
Loan
Tools
Read what a lender actually offered you
30-yr7.25%▼ −5 bps
10-yr UST5.00%
Fed3.75–4.00%
National averages — a yardstick, not an offer. See the whole picture ▸
The Tools
Start with a term sheet — the rest supports it
Mario Mode
Clear a stage, keep a real number — nothing on this site is behind it
Reach the flag · the tools are above either way
Claim your keys
Run right and reach the flag. Stand on the green pipe and press ↓ for the coin-rain bonus stage. Jump on the shells — touch one from the side and the stage restarts.
▼ Controls ▼
- Move
- ← → or A D
- Jump
- Space / W / ↑
- Run
- Hold Shift or X
- Jump higher
- Run, then jump
- Enter pipe
- ↓ while on it
Not your thing? Every tool is at the top of the page.
The Mission Board
Five missions · each one runs right here · no leaving the pad
0/5
Rank · —
▼ Tap a stop to bring the module down ▼
🏡
Home
The rate is not the price — points and term decide what it costsEvery question you ask a lender is worth basis pointsA term sheet is an opening offer, not a verdict“No prepayment penalty” and “minimum interest” are not the same thingThree quotes beats one relationshipThe number that breaks a deal is usually the one nobody read out loudAsk what happens if the rehab runs long — before it doesNobody is born knowing this stuffThe rate is not the price — points and term decide what it costsEvery question you ask a lender is worth basis pointsA term sheet is an opening offer, not a verdict“No prepayment penalty” and “minimum interest” are not the same thingThree quotes beats one relationshipThe number that breaks a deal is usually the one nobody read out loudAsk what happens if the rehab runs long — before it doesNobody is born knowing this stuff
Closer to your dream
than you were yesterday
You don’t need to understand all of it today. You need to understand a little more than you did before you opened this page — and you already do.